See what our clients have to say
about us!

Mike Kosmerl and Ability Insurance have been incredible partners for over a decade. As a small business managing a wide range of circumstances amidst an ever-changing industry, it has been a tremendous help to have such a trustworthy, hard-working and honest broker to guide us through all of our insurance needs. I am so grateful for Mike and his team, and know that we can count on him for any of our business insurance needs.

- Matt Kanne

CEO of Open Gym Premier LLC

For the past 15 years, Mike Kosmerl of Ability Insurance has been an excellent resource for all of my commercial insurance needs. I have always been able to rely on him to be available to respond to my insurance questions, he is very knowledgeable and competent in doing so, and I would not hesitate to recommend his insurance services to anyone. Thank you for always providing great service and making me feel confident that my business investment is well covered.

- Charles Castaneda

CFC Enterprises

Thank you for helping get the proper insurance! Due to the nature of my business (financial software), it was important for me to have an insurance broker I could trust to get the necessary coverage. Additionally, it was beneficial when you helped me push back on my landlord for the type of coverage they required. They were asking for coverage that was not relevant to my business, and through your counsel I was able to save money by informing them of the unnecessary coverage request, which they conceded. Thanks again,

- Dan Daniel


I have been a customer for 20+ years and highly recommend Ability Insurance and Michael Kosmerl. I deal with multiple municipal clients, all with stringent insurance requirements and proof of insurance stipulations. Without fail Mr. Kosmerl has responded in a timely and professional manner to all my insurance related requests. His timeliness and knowledge is appreciated by my clients. I appreciate the peace of mind I get knowing my insurance matters are in capable hands.

- Michael Balliet

Michael Balliet Consulting, LLC

talk to an agent

Or call for immediate assistance.